Important note for our members: The specific types of care categories where your Paytient card can be used (like medical, dental, vision, pharmacy, or vet services) are determined by your employer or health plan. Please log in to determine where you're eligible to spend.
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Families today are managing everything from childhood asthma to surprise ear infections — and the costs add up quickly. The average annual medical cost for a typical family of four exceeded $35,000 in 2025.*
While insurance helps, many plans come with high deductibles, limited pediatric networks, or out-of-pocket costs that force parents to delay care or skip appointments. Even routine care can stretch a family’s budget to its limit.
Last year, 37% of U.S. adults said that they had to dip into their emergency savings, with 80% of those funds going toward essentials like medical bills or rent.^
There’s a better way to support family health.
Paytient offers a modern solution to a common problem — the ability for members to pay for care when they need it most.
Paytient members can access care for themselves and their families right away, and then repay the cost over time, interest-free, and without fees.
From routine checkups to urgent prescriptions, families can use Paytient to manage**:
Pediatrician visits
Lab work and immunizations
Behavioral health and therapy
Emergency and urgent care
Care decisions shouldn’t come with tradeoffs.
“My funds were low and my son had to have surgery. Thanks to Paytient, I was able to pay for the out-of-pocket fees. I was also able to purchase the things he needed from the pharmacy.” — Shannon (January 2024)
“This is a blessing for me and my family. My son needed a surgery that was unplanned and I was able to use this to get his surgery paid for. This is truly a great program and I love that you can customize the payments in a way that works for your budget.” — Katelyn (February 2025)
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*Milliman. (2025, May 27). 2025 Milliman Medical Index.
^Bankrate. (2025, June 26). 2025 Annual Emergency Savings Report.
**The Paytient card works with providers in approved merchant categories, including select online merchants. Providers self-select their categories, which may not be categorized as expected. These categories vary by Sponsor. Check approved categories on my.paytient.com or the Paytient app. Some purchases must be made at specific points of sale, like pharmacy check-outs. Note: The card cannot be used for health insurance premiums.