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Expanding mental health access

Paytient members can access therapy, medication, and other mental health support — without the financial stress.

Updated this week

Important note for our members: The specific types of care categories where your Paytient card can be used (like medical, dental, vision, pharmacy, or vet services) are determined by your employer or health plan. Please log in to determine where you're eligible to spend.

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Whether it’s therapy, psychiatry, or mental health medications, the cost of care can add up fast. And even with insurance, high deductibles and out-of-network fees can still stand in the way of getting support.

That’s where Paytient helps. Use your Paytient card* to cover the cost of mental health care^, then repay it over time in flexible, interest-free payments that work with your budget.

Behind the numbers**

  • 1 in 5 U.S. adults live with a mental health condition.

  • $150 is the average cost of each therapy session in America.

  • 54% of people with mental illness go without treatment due to cost.

Get the care you need today

  • Pay over time, with no interest or fees

  • Use for therapy, testing, or medication

  • Feel more in control of your health and your finances

“Mental health care made affordable with monthly payments. I love it. I’m glad I have access to the virtual card so I could get care right away.”
- Chris, 2023
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* The Paytient card is a line of credit that is subject to approval. All charges made to the Paytient card must be repaid according to the terms outlined in the cardholder agreement.


^ The Paytient card works with providers in approved merchant categories, including select online merchants. Providers self-select their categories, which may not be categorized as expected. These categories vary by Sponsor. Check approved categories on my.paytient.com or the Paytient app. Some purchases must be made at specific points of sale, like pharmacy check-outs. Note: The card cannot be used for health insurance premiums.


** Mental Health America. Quick mental health facts and statistics. 2023.


The Paytient Visa® Credit Card is issued by Commerce Bank, Member FDIC. For questions visit paytient.com/member-contact.

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