If you’re one of the 20 million Americans with an HSA, thank your employer for giving you access to the best investment account possible. Just 3% of HSA holders fully use its triple tax advantage and invest their savings.

Paired with an HSA, Paytient is an HSA accumulation tool. Use Paytient to pay your eligible out-of-pocket expenses, which will allow you to build up and invest your HSA dollars for a catastrophic medical event — or eventually to serve as an additional source of tax-free retirement savings.

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