All Collections
Healthcare Education — Simplified
Say Cheese: Easing the pain of dental expenses with Paytient
Say Cheese: Easing the pain of dental expenses with Paytient

Paytient unlocks stress-free dental care to protect your smile, and interest-free payments to protect your savings.

Updated over a week ago

3-minute read

Dental and orthodontic bills can catch people off guard and put a strain on their budget. This can lead some to the unfortunate — though occasionally necessary — decision to tap into savings or use a high-interest credit card to cover surprise costs.

However, Paytient members have the flexibility to navigate these costs with custom payment plans and no interest or fees ever all while safeguarding their emergency fund. Paytient is available thanks to your employer, insurer, or health system.

Flexible Financing for a Range of Procedures

From braces and crowns to dental implants, surgeries, bridges, bondings, dentures, and fillings — the Paytient card covers a wide array of dental and orthodontic procedures.* This empowers you to address various oral health needs without the worry of accumulating interest or fees. Whether it's a routine check-up or a more extensive treatment plan, Paytient provides a reliable financial solution.†

Tailored Payment Plans

Paytient allows you to spread expenses over a payment plan that best suits your financial situation. This flexibility is particularly useful for dental and orthodontic treatments, which often come with high upfront costs. Whether it's regular check-ups, emergency procedures, or comprehensive orthodontic work, Paytient's customizable payment options mean you can smooth out the cost over time in a way that aligns with your budget.

Complements HSAs and FSAs

For those with Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs), Paytient acts as a perfect complement. While HSAs and FSAs offer tax advantages, they sometimes have limitations in terms of fund availability and qualifying expenses. Paytient fills these gaps by providing immediate access to funds, which can be particularly handy when you're facing unexpected dental bills or when your HSA/FSA is not sufficiently funded.^

Preserve Your Emergency Fund

Life is unpredictable, and unexpected emergencies can strike at any time. By utilizing the Paytient card for dental and orthodontic expenses, members can avoid depleting their emergency funds.

The Paytient Perspective

Your oral health is a vital component of your overall well-being, and the Paytient card provides a strategic and cost-effective way to prioritize it. By using this interest- and fee-free line of credit for dental and orthodontic expenses, you† not only protect your emergency fund but also gain peace of mind as you invest in your radiant smile without the financial strain. Take control of your dental journey with Paytient and enjoy the confidence that comes with a healthy, stress-free smile.

* Note: The Paytient card works with providers in certain approved merchant categories. The provider self-selects their merchant category, and in some cases, a provider might not be categorized as expected. Approved merchant categories vary. Log in to or the Paytient app to see which categories are approved for your card.

†Subject to approval

^ This content is for informational purposes only – it should not be treated as legal, tax, investment, or financial advice. Please consult with your tax or financial advisor for advice specific to your situation.

The Paytient Visa Credit Card is issued by Commerce Bank, Member FDIC.

Did this answer your question?